What is Auto Insurance?

An auto insurance policy is an agreement between you and an insurance company. You pay an annual premium, and in exchange, the insurance company promises to pay for specific auto-related financial losses which
may occur during the term of the policy.


 

Private Insurance?

This product is very broad based. A vehicle used for PRIVATE PURPOSES includes its use for the owner's profession, and/or trade, besides the normal PLEASURE and LEISURE purposes.

Commercial Insurance?

Any vehicle, which is used for the purpose of HIRE and REWARD, for which a payment is received from the occupier or a vehicle owned by a merchant that transports his/her own goods.

 

Factors that determine your insurance premium

The type and model of your vehicle.
What your vehicle is used for (pleasure, business or both)
The age and mileage of your vehicle.
Past claims record

 

Auto Insurance FAQ Section

What affects my auto insurance rates?

What discounts are available?

Why do I need auto insurance?

What are my insurance payment options?

If involved in an accident what should I do?

Can I expect that my claims will be processed quickly?