
What
affects my auto insurance rates?
If for the past five years you have had no claims a
" No Claims Discount" would be earned.
Drivers, who have acquired a driver's license within the past three
years, should also meet this decisive factor from the date of question.
Ask our Insurance agents for more information.
What discounts
are available?
Discounts are available depending on your accident history.
If you insure two or more vehicle with us you will receive a minimum
of 10% discount, off your insurance premiums.

Why do
I need auto insurance?
Auto insurance is needed because the economic cost to
anyone who encounters an accident and that person is at fault, the level
of compensation is far to great under normal circumstances.
A simple example is that no one would easily pay a
bodily injury claim for E.C. $50,000.00, hence the necessity.

What
are my insurance payment options?
We have two payment plans available.
Three-month Plan
Six-month Plan
Thirty-five percent of (35%) the premium must be paid
up front and the balance paid over the next three or six months, subject
to the plan you decide on.

If involved
in an accident what should I do?
Make sure you and your passengers are O.K.
Call the police to report the accident.
Contact your insurance provider - (A.N.I.C.O.L)
Do not admit fault for the accident or discuss it with
anyone other than the police and your claims representative.
Stay calm and resist the temptation to get upset or
argue with the other driver even if you believe he/she is at fault.
Exchange vital information with the other driver.
Ask for the name of the insurance provider and policy
number from the drivers involved. If the vehicle cannot be removed,
get security personnel to watch the vehicle until arrangements can be
made for its removal.
Write the name, address, phone number and license numbers for all drivers
and witnesses, particularly those that were not riding in a vehicle
involved in the accident.

Can I
expect that my claims will be processed quickly?
To ensure that you get back on your feet as fast as
possible, we'll work with you through out the entire process from initial
response to final resolution-in providing prompt, thoughtful service
to resolve your claim. If you are presently insured with [ANICOL] and
you have a claim for an accident, theft, vandalism etc. Then
call us at:
Head Office on Long St. (268) 480-9000
§ Jasmine Court Friars Hill Rd. (268) 480-9009
To Report all claims.
Our claims representative will need to ask you some
initial questions to start your claims resolution process immediately.
Our claims representative can meet with you at your
convenience.