Do I run the risk of violating any homeowners Policy by operating
a Home Office / or a Business.
It depends.
The occupant may work at home if he or she is in an office type occupation
.
These include engineer, legal transcription typist, insurance life underwriter.
Excluded would be occupations that pose a higher risk such as catering,
nursery school and auto mechanic.
What is the procedure when making a claim on this policy
All losses should be reported to your insurance provider
without delay.
Estimates for repair or rebuilding should be submitted to the company
with your claim forms.
An insurance adjuster will visit the area where the loss occurred to
verify the information and cause of the damages.
